A home construction loan is a short-term, higher-interest loan that provides the funds required to build a residential property, explained Janet Bossi, senior vice president at OceanFirst Bank.
House To Build Your Own House A self-build mortgage is specifically designed for anyone looking to build their own home. Unlike traditional mortgages they typically release the money in stages so you are able to pay for land, labour and materials as your build progresses. It is also common for self build mortgages to vary the LTV you are able to borrow.
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